Tag Archives: finance

Open Banking

B2 – Upper Intermediate

We have been so used to our financial information being kept strictly confidential by our banks. In the UK, a competition watchdog is lobbying for open banking.

Read more on it and be in the know about what it is, how it will work and other relevant information regarding secured financial info sharing among firms.


Discussion Questions:

1. What is Open Banking?
2. How do you feel about this news?
3. In what ways is this a positive change?
4. What things are you worried about?
5. How would people take such change in your country?

Help for People in Debts

B1 – Intermediate

We need money for spending on various thing like house rent or a mortgage, cars, bills, travels, and a lot more. Some people owe huge amounts of money. Many of them can’t get out of the red.

Read more on how the South Korean government would try to assist those under a pile of debts.


Discussion Questions:

1. What are your thoughts on what the South Korean government is doing?
2. What do you think of how people are spending money in your country?
3. What is your government doing to help people with a lot of debts?
4. What do you think of when you hear the word ‘debt’?
5. What advice can you give to someone who is in debt?

Bitcoin just passed $8,000

B2 – Upper Intermediate

Cryptocurrencies such as Bitcoin provide people around the world new and innovative ways of engaging in legitimate commerce.The price of Bitcoin just passed $8,000 for the first time.


Click on the link to read the article and be ready to answer the questions that follow:


Discussion Questions:

  1. What is Bitcoin? What do you know about it?

2. Have you invested in Bitcoin? What are the advantages and disadvantages of Bitcoin currency?

3. Is Bitcoin the future or is just a gamble?

Sugar Baby University

B1 – Intermediate

In the US, there is a growing number of men and woman who have found alternative ways of getting through to college/university. They are turning to dating websites looking for wealthy older men (or women) who want to pay for their college fees.

Click here to read more:  Sugar Baby University

Discussion Questions :

  1. In your country, how expensive is it to get through college/university?
  2. Do you think using “unconventional” ways to get through university such as this should be permitted?
  3. What are alternative ways to finish your college education if you can’t afford it?

Are You a Saver or a Spender?

B2 – Upper intermediate

Are you the type of person who has a money app on his phone and keeps track of every expense? Or is it more common for you to go shopping impulsively?

Read the article below to find out what kind of person you are when it comes to money.

Are You a Saver or a Spender?


1. What did the article say about being a saver and being a spender?
2. After reading the article, where would you put yourself?
3. What are some of the things you mostly spend on?
4. What are some of the things that you are willing to save for? Or invest in?

Starbucks is Hiking Prices, Again

150508124305-starbucks-coffee-ethos-780x439C1 – Advanced

Does it really matter when prices go up 5 to 20 cents more? 

Like any business, Starbucks has the power to raise its prices. Read the article and watch the video to learn how Starbucks is doing in the marketplace.

Starbucks is hiking prices, again


1. Is Starbucks popular in your country? What are the other big coffee chains or coffee bars that are doing well in your country?
2. Why do people keep on coming back to Starbucks despite the price increase?
3. According to the article, where does Starbucks put its money?

The Nightmare Retirement Scenario


C2 – Proficient

Have you ever thought of your retirement? We all age and would need to leave our jobs to enjoy our savings and life after years of work, but have we really given it a thought?

Let’s check a scenario and possible ways on how we can keep our retirement on track.

The nightmare retirement scenario


1. What is the age for mandatory retirement in your country?
2. Where would you like to spend your retirement years? Why?
3. In your culture, do the children have to support their parents financially after they retire?
4. What are the three (3) things you would like to accomplish/have before and after you retire?

Best Minimum Wage in the World


C1 – Advanced

People around the world work with minimum wage. A minimum wage is the lowest daily or monthly remuneration that employers may legally pay to workers. Which country has the best minimum wage in the world? Let’s take a look!

This country has the best minimum wage in the world


1. What is the minimum wage in your country?
2. What do you think should be the ideal minimum wage in your country?
3. How does salary affect the performance of an individual at work?