{"id":18784,"date":"2021-06-15T08:43:11","date_gmt":"2021-06-15T06:43:11","guid":{"rendered":"https:\/\/phoneenglish.es\/blog\/?p=18784"},"modified":"2021-06-18T10:13:55","modified_gmt":"2021-06-18T08:13:55","slug":"a-student-credit-card","status":"publish","type":"post","link":"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/","title":{"rendered":"A Student Credit Card"},"content":{"rendered":"\n<p><strong><em>B2 &#8211; Upper Intermediate<\/em><\/strong><\/p>\n\n\n\n<p>It&#8217;s getting harder these days for students to afford their day-to-day expenses. In fact, the majority of fresh graduates in the US incur thousands of dollars in debts even before they can start making money. As a result, many of them take out loans. This is an opportunity for banks to offer credit cards to students. Having credit cards help students pay their daily expenses. However, it could also be the cause for students to sink further into debts and ending up in the red. <\/p>\n\n\n\n<p>Let&#8217;s click the link and listen to how the woman used her student credit card.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-randall-039-s-esl-cyber-listening-lab wp-block-embed-randall-039-s-esl-cyber-listening-lab\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"XM4Z5Pq4np\"><a href=\"https:\/\/www.esl-lab.com\/intermediate\/credit-cards\/\">A Student Credit Card<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;A Student Credit Card&#8221; &#8212; Randall&#039;s ESL Cyber Listening Lab\" src=\"https:\/\/www.esl-lab.com\/intermediate\/credit-cards\/embed\/#?secret=qCeeUXXqY2#?secret=XM4Z5Pq4np\" data-secret=\"XM4Z5Pq4np\" width=\"580\" height=\"327\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><strong>Discussion Questions:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Is it common for students to take out loans in your country?<\/li><li>What is your opinion about having student credit cards?<\/li><li>What are the advantages and disadvantages of owning credit cards when you are still a student?<\/li><li>How was your financials when you were still a student?<\/li><li>What were your sources of funds when you were still studying?<\/li><\/ol>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B2 &#8211; Upper Intermediate It&#8217;s getting harder these days for students to afford their day-to-day expenses. In fact, the majority of fresh graduates in the US incur thousands of dollars in debts even before they can start making money. As a result, many of them take out loans. This is an opportunity for banks to [&hellip;]<\/p>\n","protected":false},"author":60,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[49,291,39,292,290],"class_list":["post-18784","post","type-post","status-publish","format-standard","hentry","category-homework","tag-audio","tag-b2-upper-intermediate","tag-finance","tag-first-certificate-fce","tag-listening"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v16.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>A Student Credit Card | phone english blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A Student Credit Card | phone english blog\" \/>\n<meta property=\"og:description\" content=\"B2 &#8211; Upper Intermediate It&#8217;s getting harder these days for students to afford their day-to-day expenses. In fact, the majority of fresh graduates in the US incur thousands of dollars in debts even before they can start making money. As a result, many of them take out loans. This is an opportunity for banks to [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/\" \/>\n<meta property=\"og:site_name\" content=\"phone english blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/phoneenglish.es\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-15T06:43:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-18T08:13:55+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@phoneenglishes\" \/>\n<meta name=\"twitter:site\" content=\"@phoneenglishes\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"1 minute\">\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/#organization\",\"name\":\"PHONE ENGLISH\",\"url\":\"https:\/\/phoneenglish.es\/blog\/\",\"sameAs\":[\"https:\/\/facebook.com\/phoneenglish.es\",\"https:\/\/www.linkedin.com\/company\/phoneenglish\",\"https:\/\/twitter.com\/phoneenglishes\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/phoneenglish.es\/blog\/wp-content\/uploads\/2020\/05\/phone-english1.png\",\"contentUrl\":\"https:\/\/phoneenglish.es\/blog\/wp-content\/uploads\/2020\/05\/phone-english1.png\",\"width\":200,\"height\":124,\"caption\":\"PHONE ENGLISH\"},\"image\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/#website\",\"url\":\"https:\/\/phoneenglish.es\/blog\/\",\"name\":\"phone english blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/phoneenglish.es\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/#webpage\",\"url\":\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/\",\"name\":\"A Student Credit Card | phone english blog\",\"isPartOf\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#website\"},\"datePublished\":\"2021-06-15T06:43:11+00:00\",\"dateModified\":\"2021-06-18T08:13:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/\",\"url\":\"https:\/\/phoneenglish.es\/blog\/\",\"name\":\"Blog\"}},{\"@type\":\"ListItem\",\"position\":2,\"item\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/#webpage\"}}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/#webpage\"},\"author\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#\/schema\/person\/f14133a755d5125c114df7ea1e9f6565\"},\"headline\":\"A Student Credit Card\",\"datePublished\":\"2021-06-15T06:43:11+00:00\",\"dateModified\":\"2021-06-18T08:13:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/2021\/06\/a-student-credit-card\/#webpage\"},\"commentCount\":4,\"publisher\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#organization\"},\"keywords\":[\"audio\",\"B2 - 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