{"id":2678,"date":"2015-11-23T19:30:46","date_gmt":"2015-11-23T17:30:46","guid":{"rendered":"http:\/\/phoneenglish.es\/blog\/?p=2678"},"modified":"2025-01-13T04:39:08","modified_gmt":"2025-01-13T03:39:08","slug":"false-money-saving-tricks","status":"publish","type":"post","link":"https:\/\/phoneenglish.es\/blog\/2015\/11\/false-money-saving-tricks\/","title":{"rendered":"False Money-Saving Tricks"},"content":{"rendered":"\n

B2 – Upper Intermediate<\/strong><\/em><\/p>\n\n\n\n

Are you able to save money or does money simply flow through your fingers? Often than not we have our own tips and tricks on how to save money. But are those really helpful? <\/p>\n\n\n\n

Let’s find out what Reader’s Digest editors say about some money saving myths.<\/p>\n\n\n\n

You use travel sites, not airlines, to book flights<\/strong><\/p>\n\n\n\n

Now that travel sites like Expedia are doing such brisk business, airlines are fighting for their own pieces of the profits. Many carriers now offer lowest-price-guaranteed fares on their own websites, and waive the booking fees that the big travel sites often tack on to your reservation. And if you\u2019re wondering why you\u2019re not finding fares for some of your favorite bargain airlines, like Southwest or JetBlue, on these big travel sites, it\u2019s because these airlines don\u2019t always release their inventory to travel superstores. That\u2019s yet another reason to do some extra sleuthing on your preferred carrier\u2019s web page before finalizing your reservations.<\/p>\n\n\n\n

You \u2018top off\u2019 your gas tank<\/strong><\/p>\n\n\n\n

Those little squirts of gas you try to add to your tank at the end of a filling often end up staying in the hose. That means you\u2019ve actually given gas away to the next user of your pump!<\/p>\n\n\n\n

You always turn off lights when you leave a room<\/strong><\/p>\n\n\n\n

Think you\u2019re doing your electric bill a favor? Turning off compact fluorescent lights (CFLs), which use about 75 percent less energy than standard incandescent light bulbs and can last up to 10 times longer, when you leave a room for less than 15 minutes actually costs more than leaving them on. So if you are likely to be back in that part of your house soon, leave the lights on to save.<\/p>\n\n\n\n

You cut up extra credit cards<\/strong><\/p>\n\n\n\n

Yes, it\u2019s smart to reduce your temptation to splurge by destroying cards. But if you actually cancel them, it could hurt your credit rating. Here\u2019s why: Lenders worry about how close you are to using all the credit available to you. If you close an account, you lose its credit line. As a result, you are using a greater portion of the reduced amount you can now borrow. How many cards do you need? While the average American household has nine, two or three active cards should be plenty.<\/p>\n\n\n\n

You fall for common grocery store promotions<\/strong><\/p>\n\n\n\n

Here\u2019s a well-kept secret: When a grocery store advertises a special (say, buy 10 containers of yogurt for $5), you don\u2019t have to buy the number of items they\u2019re advertising. In this case, you could buy one container for 50 cents. Unless the store specifically states otherwise, you should buy as few as you want. Also: Don\u2019t fall for limits. Keep your money in your purse when you see signs like \u201cLimit six per customer. Stores know that customers will buy more of an item if they think there\u2019s a shortage, and there generally isn\u2019t.<\/p>\n\n\n\n

You dropped your wholesale club membership (and no longer use the pharmacy)<\/strong><\/p>\n\n\n\n

If you decide to stop paying for a wholesale club membership, you can still buy prescriptions there even if you\u2019re not a member. The pharmacy may tack on a small fee, but you have the right under federal law to fill prescriptions at any pharmacy, so tell the person asking for your ID at the front door that you\u2019re only visiting the pharmacy. (But don\u2019t get carried away; you won\u2019t be able to buy anything else without a club membership ID).<\/p>\n\n\n\n

You frequent discount stores<\/strong><\/p>\n\n\n\n

They tempt you not only with their excellent bargains, but also with their, \u201cI don\u2019t know what I was thinking when I bought this\u201d impulse buys. How can you avoid these temptations? Avoid the shopping cart. Buy only what you can carry in your arms. You\u2019ll end up buying only what you really need and want.<\/p>\n\n\n\n

\n<\/p>\n\n\n\n

Discussion Questions:<\/strong><\/p>\n\n\n\n

    \n
  1. Which of the tricks mentioned in the article do you actually practice? <\/li>\n\n\n\n
  2. Do you think reading this would change some of your money-saving habits? Why or why not?<\/li>\n\n\n\n
  3. Share some of your own money saving tricks.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    B2 – Upper Intermediate Are you able to save money or does money simply flow through your fingers? Often than not we have our own tips and tricks on how to save money. But are those really helpful? Let’s find out what Reader’s Digest editors say about some money saving myths. You use travel sites, […]<\/p>\n","protected":false},"author":22,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[291,39,292,289,293],"class_list":["post-2678","post","type-post","status-publish","format-standard","hentry","category-homework","tag-b2-upper-intermediate","tag-finance","tag-first-certificate-fce","tag-reading","tag-text"],"yoast_head":"\nFalse Money-Saving Tricks | phone english blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phoneenglish.es\/blog\/2015\/11\/false-money-saving-tricks\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"False Money-Saving Tricks | phone english blog\" \/>\n<meta property=\"og:description\" content=\"B2 – Upper Intermediate Are you able to save money or does money simply flow through your fingers? 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