{"id":29466,"date":"2025-01-20T03:40:45","date_gmt":"2025-01-20T02:40:45","guid":{"rendered":"https:\/\/phoneenglish.es\/blog\/?p=29466"},"modified":"2025-01-27T03:06:44","modified_gmt":"2025-01-27T02:06:44","slug":"financially-smart-ways-to-start-the-new-year","status":"publish","type":"post","link":"https:\/\/phoneenglish.es\/blog\/2025\/01\/financially-smart-ways-to-start-the-new-year\/","title":{"rendered":"Financially Smart Ways to Start the New Year"},"content":{"rendered":"\n


B2 – Upper Intermediate<\/em><\/strong><\/p>\n\n\n\n

As we step into 2025, it’s time to reassess and strengthen your financial strategies. Here are six actionable tips to help you navigate 2025 with greater financial confidence and security.<\/p>\n\n\n\n

Read the article to know more about the steps to help you achieve financial wellness this year. <\/p>\n\n\n\n

https:\/\/www.morganstanley.com\/articles\/financial-planning-new-year-financial-resolutions<\/strong><\/a><\/p>\n\n\n\n

Vocabulary Questions: <\/strong><\/p>\n\n\n\n

    \n
  1. What does “liquid account”<\/strong> mean? A general rule of thumb for an emergency fund is saving three to six months\u2019 worth of living expenses in a safe, liquid account<\/strong>.”<\/em> Use it in a sentence.<\/li>\n\n\n\n
  2. What does “asset consolidation”<\/strong> mean? “Think about revisiting your asset allocation<\/strong>, or how your investments are split within your portfolio amongst equities, fixed income and cash.” <\/em>Use it in a sentence.<\/li>\n\n\n\n
  3. What does “market volatility” <\/strong>mean? “If recent market volatility<\/strong> has caused your portfolio investments to stray away from your target allocation, it may be time to rebalance.”<\/em> Use it in a sentence.<\/li>\n<\/ol>\n\n\n\n

    Discussion Questions: <\/strong><\/p>\n\n\n\n

      \n
    1. What are some areas in your current budget where you feel you could cut back or reallocate funds to improve your financial health this year?<\/li>\n\n\n\n
    2. Do you already have an emergency fund in place, or is building one a priority for you in 2025? How do you plan to achieve this goal?<\/li>\n\n\n\n
    3. Have you revisited your investment portfolio recently? What factors do you consider when deciding how to diversify or adjust your investments?<\/li>\n\n\n\n
    4. What are your top financial goals for 2025, and how do you plan to stay motivated to achieve them?<\/li>\n<\/ol>\n\n\n\n

      <\/p>\n","protected":false},"excerpt":{"rendered":"

      B2 – Upper Intermediate As we step into 2025, it’s time to reassess and strengthen your financial strategies. Here are six actionable tips to help you navigate 2025 with greater financial confidence and security. Read the article to know more about the steps to help you achieve financial wellness this year. https:\/\/www.morganstanley.com\/articles\/financial-planning-new-year-financial-resolutions Vocabulary Questions: Discussion […]<\/p>\n","protected":false},"author":51,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[291,39,292,289,293],"class_list":["post-29466","post","type-post","status-publish","format-standard","hentry","category-homework","tag-b2-upper-intermediate","tag-finance","tag-first-certificate-fce","tag-reading","tag-text"],"yoast_head":"\nFinancially Smart Ways to Start the New Year | phone english blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phoneenglish.es\/blog\/2025\/01\/financially-smart-ways-to-start-the-new-year\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financially Smart Ways to Start the New Year | phone english blog\" \/>\n<meta property=\"og:description\" content=\"B2 – Upper Intermediate As we step into 2025, it’s time to reassess and strengthen your financial strategies. 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