{"id":33122,"date":"2026-09-30T08:17:20","date_gmt":"2026-09-30T06:17:20","guid":{"rendered":"https:\/\/phoneenglish.es\/blog\/?p=33122"},"modified":"2026-09-30T08:17:21","modified_gmt":"2026-09-30T06:17:21","slug":"the-entire-map-of-personal-finance","status":"publish","type":"post","link":"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/","title":{"rendered":"The Entire Map of Personal Finance"},"content":{"rendered":"\n<p><strong><em>B2 \u2014 Upper Intermediate<\/em><\/strong>&nbsp;<\/p>\n\n\n\n<p>Personal finance is&nbsp;about how people&nbsp;manage their income, spending, savings, and&nbsp;investments&nbsp;to achieve their&nbsp;financial goals. Good&nbsp;financial habits,&nbsp;such as budgeting, avoiding unnecessary debt, and saving regularly, can help people&nbsp;build financial security&nbsp;and work toward&nbsp;financial freedom.&nbsp;<\/p>\n\n\n\n<p>Financial freedom means&nbsp;having enough financial&nbsp;stability and control&nbsp;to make life&nbsp;choices without being&nbsp;constantly worried about&nbsp;money. However, it&nbsp;is not necessarily&nbsp;about becoming wealthy; for&nbsp;many people, it&nbsp;means having the&nbsp;freedom to live&nbsp;comfortably, handle unexpected&nbsp;expenses, and pursue&nbsp;the things that&nbsp;matter most to&nbsp;them.<\/p>\n\n\n\n<p>Watch the video about personal finance and financial freedom.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"The Entire Map of Personal Finance in 17 Minutes\" width=\"580\" height=\"326\" src=\"https:\/\/www.youtube.com\/embed\/uPYSWCq5skw?wmode=transparent&amp;rel=0&amp;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><strong>Vocabulary Questions:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>What does \u201c<strong>house hacking<\/strong>\u201d mean? <em>\u201cWhen I first heard about <\/em><strong><em>house hacking<\/em><\/strong><em>, my immediate reaction was, \u201cIt\u2019s not for me. I have a family. I live in the city where this seems impossible.\u201d.\u201d<\/em>\u00a0Use the term in a sentence. Give a synonym.<\/li>\n\n\n\n<li>What does \u201c<strong>financial suicide<\/strong>\u201d mean? \u201c<em>When I started my YouTube channel, I didn\u2019t just quit my job to go all in. That\u2019s <\/em><strong><em>financial suicide<\/em><\/strong><em>.\u201d <\/em>Use the term in a sentence. Give a synonym.<\/li>\n\n\n\n<li>What does \u201c<strong>angel investor<\/strong>\u201c mean? \u201c<em>Instead, I decided to look at my day job differently. My day job became the <\/em><strong><em>angel investor<\/em><\/strong><em> that paid for my life while I built my dream.<\/em>\u201d Use the term in a sentence. Give a synonym.<\/li>\n<\/ol>\n\n\n\n<p><strong>Discussion Questions:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>What are your thoughts about Rule # 1, \u201c<em>You don\u2019t deserve the best, you deserve freedom. Good enough and the best usually give you the same experience, but the price difference is huge.<\/em>\u201d?<\/li>\n\n\n\n<li>Share your thoughts on Rule # 2, \u201c<em>A dollar saved is worth more than a dollar earned.<\/em>\u201d<\/li>\n\n\n\n<li>Rule # 3 states, \u201c<em>Change the big things, not the small ones.<\/em>\u201d Share your insights on this.<\/li>\n\n\n\n<li>What are your thoughts on \u201c<em>killing the bad debts first<\/em>\u201d?<\/li>\n\n\n\n<li>What do you think about house hacking? Would you consider doing it? Why?<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>B2 \u2014 Upper Intermediate&nbsp; Personal finance is&nbsp;about how people&nbsp;manage their income, spending, savings, and&nbsp;investments&nbsp;to achieve their&nbsp;financial goals. Good&nbsp;financial habits,&nbsp;such as budgeting, avoiding unnecessary debt, and saving regularly, can help people&nbsp;build financial security&nbsp;and work toward&nbsp;financial freedom.&nbsp; Financial freedom means&nbsp;having enough financial&nbsp;stability and control&nbsp;to make life&nbsp;choices without being&nbsp;constantly worried about&nbsp;money. However, it&nbsp;is not necessarily&nbsp;about becoming wealthy; for&nbsp;many [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[291,39,292,290,14],"class_list":["post-33122","post","type-post","status-publish","format-standard","hentry","category-homework","tag-b2-upper-intermediate","tag-finance","tag-first-certificate-fce","tag-listening","tag-video"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v16.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Entire Map of Personal Finance | phone english blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Entire Map of Personal Finance | phone english blog\" \/>\n<meta property=\"og:description\" content=\"B2 \u2014 Upper Intermediate&nbsp; Personal finance is&nbsp;about how people&nbsp;manage their income, spending, savings, and&nbsp;investments&nbsp;to achieve their&nbsp;financial goals. Good&nbsp;financial habits,&nbsp;such as budgeting, avoiding unnecessary debt, and saving regularly, can help people&nbsp;build financial security&nbsp;and work toward&nbsp;financial freedom.&nbsp; Financial freedom means&nbsp;having enough financial&nbsp;stability and control&nbsp;to make life&nbsp;choices without being&nbsp;constantly worried about&nbsp;money. However, it&nbsp;is not necessarily&nbsp;about becoming wealthy; for&nbsp;many [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/\" \/>\n<meta property=\"og:site_name\" content=\"phone english blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/phoneenglish.es\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-30T06:17:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-30T06:17:21+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@phoneenglishes\" \/>\n<meta name=\"twitter:site\" content=\"@phoneenglishes\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"2 minutes\">\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/#organization\",\"name\":\"PHONE ENGLISH\",\"url\":\"https:\/\/phoneenglish.es\/blog\/\",\"sameAs\":[\"https:\/\/facebook.com\/phoneenglish.es\",\"https:\/\/www.linkedin.com\/company\/phoneenglish\",\"https:\/\/twitter.com\/phoneenglishes\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/phoneenglish.es\/blog\/wp-content\/uploads\/2020\/05\/phone-english1.png\",\"contentUrl\":\"https:\/\/phoneenglish.es\/blog\/wp-content\/uploads\/2020\/05\/phone-english1.png\",\"width\":200,\"height\":124,\"caption\":\"PHONE ENGLISH\"},\"image\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/#website\",\"url\":\"https:\/\/phoneenglish.es\/blog\/\",\"name\":\"phone english blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/phoneenglish.es\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/#webpage\",\"url\":\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/\",\"name\":\"The Entire Map of Personal Finance | phone english blog\",\"isPartOf\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#website\"},\"datePublished\":\"2026-09-30T06:17:20+00:00\",\"dateModified\":\"2026-09-30T06:17:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/\",\"url\":\"https:\/\/phoneenglish.es\/blog\/\",\"name\":\"Blog\"}},{\"@type\":\"ListItem\",\"position\":2,\"item\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/#webpage\"}}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/#webpage\"},\"author\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#\/schema\/person\/74786b784a3d32102e60c20d61b651c3\"},\"headline\":\"The Entire Map of Personal Finance\",\"datePublished\":\"2026-09-30T06:17:20+00:00\",\"dateModified\":\"2026-09-30T06:17:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/2026\/09\/the-entire-map-of-personal-finance\/#webpage\"},\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/phoneenglish.es\/blog\/#organization\"},\"keywords\":[\"B2 - 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