Retirement

B1 – Intermediate

In most countries the official retirement age is 60. For footballers they retire much earlier than other athletes. For some people retirement is a financial decision but for others it may not be reason enough.

http://www.bbc.co.uk/worldservice/learningenglish/general/sixminute/2013/09/130926_6min_retirement.shtml

Discussion Questions:

1. Do you consider retirement as a financial decision?
2. What are the benefits that retirees in Spain get?
3. How would you spend your time as a retiree?

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14 replies on “Retirement”

1. In my opinion is an important decision, given that in Spain retirement is negotiated at 65 years of age in order to maintain and guarantee pensions to retirees.

2. In Spain you receive a pension that depends on the contribution base according to your salary and the years you have contributed.
And for the retirees you can travel at discounted prices for being retired.

3. If I am in good physical and health conditions, I would like to have a motorhome and travel around the world.
Or perhaps move to another place, for example to an island and live near the sea and watch de sunrise and sunset every day.

Well done continuing with your writing practice.

A few minor changes you can make to improve the following sentences:

In my opinion is an important decision, given that in Spain retirement is negotiated at 65 years of age in order to maintain and guarantee pensions to retirees.

In my opinion, it is an important decision, given that in Spain, the retirement age has been extended to 65 years of age in order to maintain and guarantee pensions to retirees.

In Spain you receive a pension that depends on the contribution base according to your salary and the years you have contributed.
And for the retirees you can travel at discounted prices for being retired.

In Spain, you receive a pension that depends on the contribution base on your salary and the years you have contributed.
And for the retirees, they can travel at discounted prices for being retired.

Happy writing!

1- In my opinion, retirement is undoubtedly a financial decision, because it involves evaluating whether available income and savings will be able to sustain the desired lifestyle without depending on work.
2-In Spain, the legal retirement age is 67 years old. The benefits are that you are left with a retirement pension, and depending on the money you have earned, a portion is taken away for the retirement pension, public health, discounts on medicines, transport, etc., aid for dependency, aid for housing rent, or cultural and recreational activities, trips, etc. to promote socialisation.
3- I would spend my time doing sports, cooking, traveling as much as I can, reading books on psychology, my favorite subject, and maybe doing some volunteer work.

Appreciate your efforts in sharing your opinion about this topic.

Here is how you can express this sentence a bit better:

The benefits are that you are left with a retirement pension, and depending on the money you have earned, a portion is taken away for the retirement pension, public health, discounts on medicines, transport, etc., aid for dependency, aid for housing rent, or cultural and recreational activities, trips, etc. to promote socialisation.

The benefits are that you are given a retirement pension, and depending on the money you have earned, a portion is set aside for your retirement pension, public health, discounts on medicines, transport, etc., aid for your dependents, housing assistance, and cultural and recreational activities, trips, etc. to promote socialisation.

Keep going with your writing practice.

1. Yes, I consider that the retirement is a very important financial decision. For example, in Spain, the official age of retirement is 65 years old. After that, you can receive/have the state pension with this age and if you have paid a contribution to the state (Social security) during 38 years that you have been working.
2. Some retirement benefits in Spain are: transport discounts, entertainment discounts, free medical prescriptions,
3. When I retiree I would like to travel and enjoy visiting/eating new places.

Good job writing your responses.

See how you can write this sentence better:

For example, in Spain, the official age of retirement is 65 years old. After that, you can receive/have the state pension with this age and if you have paid a contribution to the state (Social security) during 38 years that you have been working.

For example, in Spain, the official age of retirement is 65 years old. By this age, you can receive your pension from the state and if you have paid your contributions for at least 38 years that you had been working.

Keep going with your writing practice.

Do you consider retirement as a financial decision?
It depends. There are people earn much money in their working live and, surely, they have other reasons for retirement. Anyway it is an important reason to take into account.

2. What are the benefits that retirees in Spain get?
I think retirees in Spain are good. They have a state payment according to what they have contributed to pension system. Also they have discounts in travels, hey have discounts in public transport and their tickets from museums and theaters are cheaper.

3. How would you spend your time as a retiree?
I will like to make several things, eg to travel to others Countries, to enjoy of my free time and relax. Maybe I can learn to play the guitar very good.😉

Good going with your writing practice.

See how this sentence can be improved:

I will like to make several things, eg to travel to others Countries, to enjoy of my free time and relax.

I would like to do several things such as to travel to others countries, to enjoy of my free time, and relax.

Keep practicing to improve more and more.

1. Do you consider retirement as a financial decision?
It´s very important financial decision, once a time, the person is retired by age, the person, is going to need a financial stability in the old age. If that is clear, enyoy the retirement!
2. What are the benefits that retirees in Spain get?
There is a public sistem for pensions for all the people who have worked by a minimum of years, and social retirement for the rest. The retirees can travel and visit other cities at low prices, use the public transports, sports centers, medicines and other services, free
3. How would you spend your time as a retiree?
I´ll life without stress, without clocks and with time for myself, travelling, painting, reading, comets flyings…

Great work with your writing practice! Keep it up.

See how you can write this sentence better:

It´s very important financial decision, once a time, the person is retired by age, the person, is going to need a financial stability in the old age.

It´s a very important financial decision. At some point, a person who retires because of age is going to need a financial stability in their old age.

Keep practicing to advance your skills further.

1. Do you consider retirement as a financial decision?
It’s not really about financial decision for me, it is important but more health and job satisfaction.

2. What are the benefits that retirees in Spain get?
They get a state pension, a payment from the government, and payment of the medicines. They also have discount on public transport.

3. How would you spend your time as a retiree?
I would like to spend my retiree time with my family trying to help them as much as possible. And if the economic allow me I would like to travel part of this time.

We appreciate you sharing your thoughts with us!

Here is how you can revise one of your responses:

They get a state pension, a payment from the government, and payment of the medicines. They also have discount on public transport.

They get a state pension, a payment from the government, and payments for their medicines. They also have discounts on public transports.

Keep writing to see more and more improvements in your skills.

1. Do you consider retirement as a financial decision?
Personally I do not consider that the decision to retire is financial, I will make the decision when I lose hope for my work, currently it is a satisfaction, but I believe and understand that many people make the decision conditioned by financial aspects.

2. What are the benefits that retirees in Spain get?
The benefits that retirees have in Spain are among others: Monthly payment based on their time and contribution amount during their working life. Discount on public transport and access to certain leisure activities, payment of medicines,…

3. How would you spend your time as a retiree?
I have not seriously thought about it, but I would like to travel and see places I have not visited, learn music and play the piano and I also have the hope of doing some agricultural activity

You did a very good job answering your lesson’s discussion questions.

Here is one of your responses and see how you can improve it a bit:

Personally I do not consider that the decision to retire is financial, I will make the decision when I lose hope for my work, currently it is a satisfaction, but I believe and understand that many people make the decision conditioned by financial aspects.

Personally, I do not consider that the decision to retire is financial. I will make the decision when I’ve lost hope with my work, but currently, I feel very fulfilled doing it. Nonetheless, I believe and understand that many people make this decision based mostly on financial factors.

Until your next entry!

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