Credit Cards

B1 – Intermediate

Credit cards are plastic cards that lets you pay for goods or services and can be paid for either at the end of a set period which is normally a month. They are also known as plastic money and even more secure than cash.

Listen to this audio and read the transcript about credit cards.

https://listenaminute.com/c/credit_cards.html

Vocabulary Questions:

  1. What does the expression “to be the thing of the future” mean? Use this phrase in a sentence.
  2. What does the word “note” mean here, “People are still using notes and coins.”? Use this word in a sentence.
  3. What does the word “mile” mean in this sentence, “When you use your card, you get air miles and every six months you can cash them in for presents.”? Use this word in a sentence.

Discussion Questions:

  1. What do you like most about credit cards?
  2. In what ways are credit cards better than cash?
  3. What do you usually use your credit card for?
  4. Do you think we’ll still be using credit cards twenty years from now? Explain.
  5. Would people be in a better financial situation without credit cards? Explain.
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2 replies on “Credit Cards”

Vocabulary Questions:

What does the expression “to be the thing of the future” mean? Use this phrase in a sentence.

– I saw a news about virtual reality maybe it will to be the thing of the future in the technology.

What does the word “note” mean here, “People are still using notes and coins.”? Use this word in a sentence.

– Nowadays I don’t use notes for purchase something. I prefer use my credit card.

What does the word “mile” mean in this sentence, “When you use your card, you get air miles and every six months you can cash them in for presents.”? Use this word in a sentence.

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Discussion Questions:

What do you like most about credit cards?
– I like the credit cards because they are very easy to pay anything and is faster than pay with money. For example if you have a trip and you need pay in other currency, you can pay with card and automatically your credit card bank will make the change between the currencies.

In what ways are credit cards better than cash?
– Maybe the credit cards are the best method to use nowadays because we have technology and internet connection in every place but when we are in somewhere without connection and technology we need to use cash.

What do you usually use your credit card for?
I use my credit card every day or every time I buy something because for my it is very easy to pay with credit card and I don’t need to extract cash from the bank every time I need to buy something.

Do you think we’ll still be using credit cards twenty years from now? Explain.
From my point of view, yes, because we cannot delete that pay form completely, maybe we can use another technologies like a NFC, Bluetooth or something like that and I think it is very simple to carry into own wallets. For example if my mobile phone doesn’t works and I need to pay something I can use my credit card.

Would people be in a better financial situation without credit cards? Explain.
Maybe, I think each one have the own responsibility to manage their economy situation. If you have credit cards or not I think doesn’t matter if you have bad management about your money it is probably you don’t have a good financial situation.

We would like to recognize your efforts in ensuring you progress in your writing.

Take note of a better structure for this sentence:

If you have credit cards or not I think doesn’t matter if you have bad management about your money it is probably you don’t have a good financial situation.

I think that it doesn’t matter whether you have credit cards or not if you don’t manage your money properly, you probably just don’t have a good financial situation.

Keep practicing your skills with this exercise.

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