B2 – Upper Intermediate
It’s getting harder these days for students to afford their day-to-day expenses. In fact, the majority of fresh graduates in the US incur thousands of dollars in debts even before they can start making money. As a result, many of them take out loans. This is an opportunity for banks to offer credit cards to students. Having credit cards help students pay their daily expenses. However, it could also be the cause for students to sink further into debts and ending up in the red.
Let’s click the link and listen to how the woman used her student credit card.
Discussion Questions:
- Is it common for students to take out loans in your country?
- What is your opinion about having student credit cards?
- What are the advantages and disadvantages of owning credit cards when you are still a student?
- How was your financials when you were still a student?
- What were your sources of funds when you were still studying?
4 replies on “A Student Credit Card”
1. Is it common for students to take out loans in your country?
No, it is not common to take loans (at the age of a student) because here in Spain, young people usually work outside the school in order to afford their dat to day expenses.
2. What is your opinion about having student credit cards?
I think they can be dangerous because when you are young you haven’t the economic experience in life in order to handle the loans in a good way.
3. What are the advantages and disadvantages of owning credit cards when you are still a student?
One of the most important advantage is that you have more money to be more independent and the disadvantage is that if you dont use it with sense, it could be dangerous for you.
4. How was your financials when you were still a student?
I was very careful with money because I usually wasted the same amount of money each month so I hadn’t overspending.
5. What were your sources of funds when you were still studying?
The sources were my parents because I didn’t work in order to focus on a hard degree.
Good going with your writing practice. We appreciate your time and efforts.
See how this sentence can be properly written:
Until your next entry!
Is it common for students to take out loans in your country?
– I have no information about that but i think it depends on student´s economic situation
What is your opinion about having student credit cards?
– I think all depends on student because there will be students that spend all money in 2 weeks or students that do not spend a lot
What are the advantages and disadvantages of owning credit cards when you are still a student?
– If your are younger then you are more probably to spend money wildly.
How was your financials when you were still a student?
– I am still a student but when I was younger I worked in a restaurant to earn money
What were your sources of funds when you were still studying?
– As I said before when I was younger i worked in a restaurant to pay for everything
You did well in answering these questions.
See how you can revise this sentence:
Keep going with this writing exercises.