Tag: finance

B2 – Upper Intermediate

Based on a general correlation, interest rates and inflation are inversely correlated. Lower interest rates normally result in more inflation, whereas higher interest rates typically result in lower inflation.

Watch the video to understand the logic behind this relationship.

Vocabulary Questions:

1. What does the idiom “rainy day” mean? Use it in a sentence.
   “They don’t go out as much, they don’t have lots of holidays, and [sic] instead put their money away for a rainy day.”
2. What does the word “subsequent” mean?
   “Subsequent supply chain problems have arisen.” Use it in a sentence.
3. What does the word “inverse” mean? Use it in your own sentence.
   “Interest rates and inflation has an inverse relationship.”

Discussion Questions:

1. In your own words, explain the inverse relationship between inflation and interest rates.
2. What comes to your mind when you hear the words “inflation” and “interest rate”?
3. Is inflation evident in your country? Cite examples of evidence.
4. What policies has your government used to combat inflation?
5. Has the interest rate increased in your country? How do you feel about it?

B2 – Upper Intermediate

Purchasing an asset when its price declines, often as a result of external events, is referred to as “buying the dip” in the context of investing. In expectation of a price recovery for that asset, investors then “buy the dip.”

People may tell you to “buy the dip” while the stock market is declining. Does it, however, make sense?

Watch the video about buying the dip.

Vocabulary Questions:

1. How do you interpret the term “blue chip” in trading?
   This is the last 12 months of a blue chip stock price.
2. What does the idiom “bang for the buck” mean?
   Since the shares are essentially on sale, you get more bang for your buck.
3. Use the phrase “in hindsight” in a sentence.

Discussion Questions:

1. How do you feel about investing in the stock market?
2. If you are a trader, would you buy the dip?
3. Which of the investing strategies mentioned in the video would you most likely employ if you were a stock market investor?

B2 – Upper Intermediate

Divorce is not pleasant. It is, nevertheless, the appropriate decision at times. But regardless of whether it occurs in your lifetime, everyone should be aware of what would happen to a couple’s money in the event of a divorce.

It might be challenging but crucial to have a clear grasp of finances throughout a divorce. You have power over your future when you have control over your finances.

Here are some things to consider if you’re thinking about getting a divorce, are already going through one, or rebuilding your life.

Discussion Questions:

1. Is the divorce rate high where you are from? Why do you think that is?
2. How do you view divorce?
3. In your country, how are marital assets divided after a divorce? What about the repayment of loans obtained prior to the divorce?
4. How does divorce affect a person’s taxes?

B2 – Upper Intermediate

In several nations, credit is a crucial part of everyday financial life, so if you’re just getting started, building your credit history will be your first step.

The issue is that before approving you for a loan or credit card, many businesses want to verify your credit, and they can be wary if you don’t already have a credit history. Fortunately, there are a few methods to get over this possible obstacle.

You may learn how to start developing your credit by watching the video.

Discussion Questions:

1. What comes to your mind when you hear the word ‘credit’?
2. How does the credit system work in your country?
3. In your country, is it necessary for you to have a credit history to be able to borrow money from the bank?
4. What is the process for obtaining a bank loan for a property in your country?
5. How have you built your credit score?

B2 – Upper Intermediate

In a nutshell, the stock market helps companies raise money to fund operations by selling shares of stock. It creates and sustains wealth for individual investors.

Watch the video to know more about how the stock market works.

Discussion Questions:

1. What is your investing strategy?
2. Do you invest in the stock market? How has your portfolio performed in the last five years?
3. How can you prevent losses while trading in stock markets?
4. When is the right time to invest? Why?

B2 – Upper Intermediate

The metaverse describes a vision of a connected 3D virtual world where real and digital worlds are integrated using technologies such as virtual reality and augmented reality. It is now possible to buy and trade things in the metaverse like plots of land or even virtual houses.

Watch the video to know what owning a virtual land has to offer.

Discussion Questions:

1. Why do you think investors are paying real money to buy virtual lands?
2. Would you invest in the Metaverse real estate? Why/why not?
3. Do you think investors are playing a risky game and winning in cryptocurrency? Elaborate.