A Great Place to Work Breeds Passionate People

B2 – Upper Intermediate

A great place to work is not just defined by its perks and benefits, but by the culture and environment it fosters. When employees feel valued, supported, and respected, they are more likely to be passionate about their work.

Passionate people are driven by a sense of purpose and fulfillment in what they do. They are motivated to go above and beyond because they believe in the mission of their organization and feel connected to their colleagues.

A positive work environment encourages collaboration, creativity, and innovation, leading to higher levels of productivity and success.

See how a workplace can produce passionate individuals by reading this article.

https://www.msn.com/en-ph/news/money/why-a-great-place-to-work-breeds-passionate-people/ar-BB1kaI81?ocid=msedgntp&pc=U531&cvid=0429aa7af9a14ebdae3b98255837e73b&ei=24

Vocabulary Questions:

  1. What does the expression “a breeding ground for something” mean? “Imagine a workplace that isn’t just a source of income but a breeding ground for personal growth and fulfillment.” Use this in a sentence.
  2. What does the phrase “mid-market business” mean? “Moreover, according to the Women in Business 2024 report, it is imperative to understand the importance of adhering to diversity, equity and inclusion (DE&I) and environment, social and governance (ESG) strategies as they are currently proven to be very effective among mid-market businesses.” Use this in a sentence.
  3. What does “go-beyond mindset” mean? “And by fostering a “go beyond” mindset while maintaining a well-balanced lifestyle, one might achieve such success.” Use this in a sentence.

Discussion Questions:

  1. How does your company help you discover, pursue, or foster your passions?
  2. How important is it for one’s place of employment to value personal development?
  3. What is meant by the “go beyond” mindset that was described in the article and how can it be fostered?
  4. Share your thoughts on this, “A workplace that values the importance of work-life integration empowers individuals to bring their authentic selves to their roles while concurrently exploring their passions beyond the office walls.“.
  5. What makes your company a great place to work?

Hush Trips

B2 – Upper Intermediate

Following the pandemic, how we work and travel changed a lot. This sparked the emergence of the “hush trip.” Now, people have the freedom to explore new places for inspiration and productivity, no longer confined to traditional offices.

Read the article to learn about hush trips and their benefits and risks.

https://www.huffpost.com/entry/hush-trip-travel-remote-work_l_65e88e39e4b0c65f1094a5ed

Vocabulary Questions:

  1. What does “the fabric of something” mean? “It’s an experience woven into the fabric of the digital nomad and remote worker lifestyle since the dawn of connectivity.” Use this in a sentence.
  2. Define “brick-and-mortar” in this context. “But much like the reluctant return to the office post-pandemic, the economics of reverting to the brick-and-mortar grind may prove unpalatable for many.” Make a sentence with this.
  3. What does “a passport to something” mean? “It’s a passport to freedom, a chance to roam, explore, and breathe life into both personal and professional endeavors in ways unimaginable within the confines of conventional office culture.” Use this phrase in a sentence.

Discussion Questions:

  1. What are your thoughts on hush trips?
  2. What are the potential drawbacks associated with going on a hush trip?
  3. Have you ever been on a hush trip or considered going on one? Why or why not?
  4. What are some popular destinations or types of locations that people might choose for their hush trips, and why?
  5. Do you think hush trips will continue to gain popularity in the future, and why or why not?

Gaslighting: A Hidden Psychological Abuse

The term “gaslighting” has since been coined to describe this form of psychological manipulation, where one person makes another doubt their own reality. Gaslight explores the power dynamics within relationships and the devastating effects of emotional abuse.

Through its suspenseful plot and strong performances from its cast, Gaslight remains a timeless classic that continues to captivate audiences with its exploration of psychological torment and manipulation.

Read the article to find out more about gaslighting and how to handle it.

https://www.tero.com/articles/gaslighting.php

Vocabulary Questions:

  1. What does “indelible” mean? “The techniques to inflict such abuses may vary from unconscious to malicious, covert to intentional, but always leave indelible spiteful marks on their victims.” Use it in a sentence.
  2. What does “vindictiveness” mean? “ For example, saying, “you won’t get it – forget it, just think, it never happened,” conveys abuse, vindictiveness, and intentionally hurting others. “Use it in a sentence.
  3. What does the phrase “wear down ” mean? “They wear down their victims over time” Use it in a sentence.

Discussion Questions:

  1. How can gaslighting be beneficial and detrimental?
  2. Give some examples of gaslighting instances in the workplace.
  3. Why do you think individuals are gaslighted?
  4. Share your opinion on this, “Behavioral Scientists perceive that gaslighting has become a mental health and social issue and is a root cause of myriad problems in societies.” You can even give specific situations where this is evident.
  5. Cite ways on how to deal with gaslighters.

Protecting Your Personal Financial Data

B2 – Upper Intermediate

In today’s digital age, protecting your financial data is more important than ever. With the rise of cybercrime and identity theft, it is crucial to take steps to safeguard your sensitive information.

Data breaches have become all too common in recent years, highlighting the need for stronger data protection measures. It is essential for individuals and businesses alike to prioritize the security of their data to prevent potential harm or exploitation. By taking proactive steps to protect our data, we can help ensure a safer and more secure digital environment for all.

Watch this brief video to find out how to strengthen your data protection measures.

https://www.msn.com/en-ph/video/news/how-to-protect-your-personal-financial-data/vi-BB1k7feP?ocid=socialshare&t=7

Vocabulary Questions:

  1. What does “encryption” mean?  “If you have smart appliances change the password frequently and use encryption to connect it to the web/” Use it in a sentence.
  2. What does the phrase “federal regulation” mean? “Currently, there are no federal regulations protecting your data, so it is up to you to do all the safeguarding.” Use it in a sentence.
  3. What does “safeguard” mean? “Currently, there are no federal regulations protecting your data, so it is up to you to do all the safeguarding.” Use it in a sentence.

Discussion Questions:

  1. Why is it essential to protect our data?
  2. How do you choose the password that you use in your accounts?
  3. Have you ever had a data security issue, or do you know someone who has?  Share a narrative.
  4. What data security advice was shared in the video?
  5. What other tips do you know to ensure data security?

Navigating Financial Challenges in the Digital Age

B2 – Upper Intermediate

In the digital age, millennials might be in need of specific budgeting strategies tailor-fitted to their financial needs and challenges, handling student loan debt, managing irregular income streams, balancing discretionary spending with saving for long-term goals like homeownership or retirement, and utilizing technology for budgeting purposes, to name a few.

Read this article about the financial challenges and how to they can be effectively managed in the digital era.

https://moneycoach.ai/blog/money-management-for-millennials-navigating-financial-challenges-in-the-digital-age

Vocabulary Questions:

  1. What does “at one’s disposal” mean? “From digital payment platforms to investment apps, millennials have a wide range of tools at their disposal. Give two (2) synonyms or similar expressions and use ‘at one’s disposal’ in your own sentence.
  2. What does “round-up savings” mean? “Additionally, explore investment platforms that offer features like round-up savings or recurring investments.” Use it in a sentence.
  3. What does “to diversify one’s portfolio” mean? “Understand the risks involved and diversify your portfolio to minimize potential losses.” Use it in a sentence.

Discussion Questions:

  1. How does the article address the unique financial challenges that millennials face, and what are some specific strategies recommended for overcoming these challenges through budgeting?
  2. Are there any insights provided in the article regarding how millennials can navigate irregular income streams or variable expenses while maintaining a budget, and what practical steps are recommended to address these issues?
  3. Does the article discuss the balance between short-term discretionary spending and long-term financial goals for millennials, and if so, what advice does it offer for prioritizing and achieving these goals through budgeting?

The Importance of Budgeting

B2 – Upper Intermediate

Budgeting is the key to achieving financial stability.

The article below provides insights into how budgeting can help individuals manage their expenses, save money, and plan for future financial goals.

Read this article to know about some tips on creating and sticking to a budget, managing debt, and maximizing savings.

https://financeokay.com/2023/09/14/the-importance-of-budgeting-a-guide-to-financial-stability/

Vocabulary Questions:

  1. What does “to provide a clear picture of something” mean? “It provides a clear picture of where your money comes from, where it goes, and how you can optimize its use.” Use it in a sentence.
  2. What does “to live within one’s means” mean? “By setting spending limits within your budget, you ensure that you live within your means.” Use it in a sentence.
  3. What does “cushion” mean in this context? “By allocating a portion of your income to an emergency fund within your budget, you create a financial cushion to cover unforeseen costs without resorting to borrowing or depleting your savings.” Give two (2) synonyms or similar expressions and use ‘cushion’ in your own sentence.

Discussion Questions:

  1. What are some key benefits of practicing budgeting for individuals seeking financial stability?
  2. What roles does budgeting have in managing debts?
  3. Discuss any potential challenges or obstacles that individuals might encounter when trying to adhere to a budget.
  4. What advice can be given to individuals struggling with debts?
  5. Cite some practical tips or strategies for creating and maintaining an effective budget.

World’s First Protection against AI

B2 – Upper Intermediate

In today’s rapidly advancing technological landscape, the integration of artificial intelligence (AI) has become increasingly prevalent. While AI offers numerous benefits and advancements in various industries, concerns about its potential dangers and risks have also emerged. The world’s first protection against AI is a crucial development in safeguarding against potential threats posed by this powerful technology.

By implementing robust security measures and regulations, we can mitigate the risks associated with AI.  Furthermore, it underscores the importance of ethical considerations and responsible use of AI to ensure that it remains a force for good in society. As we continue to harness the power of AI for innovation and progress, it is imperative that we prioritize safety and security to protect ourselves from potential harm.

Read the article to find out what the national leaders are worried about with artificial intelligence and what they are doing about it.

https://www.dailymail.co.uk/sciencetech/article-13224653/protection-against-AI-approved-nations.html

Vocabulary Questions:

  1. What does the adjective “non-binding” mean? “The resolution – proposed by the US – is non-binding but was agreed upon by all 193 UN member nations and co-sponsored by non-members from 123 countries, including China and Russia.” Use it in a sentence.
  2. What does “undercut” mean? “The improper or malicious design, development, deployment and use of artificial intelligence systems … pose risks that could … undercut the protection, promotion and enjoyment of human rights and fundamental freedoms,’ the resolution stated.” Give two (2) synonyms or similar expressions and use ‘undercut’ in your own sentence.
  3. What does the idiom “to sail in choppy waters” mean? “We’re sailing in choppy waters with the fast-changing technology, which means that it’s more important than ever to steer by the light of our values.” Use it in a sentence.

Discussion Questions:

  1. What concerns do national leaders have about artificial intelligence?
  2. Do you believe that the government can regulate the development of AI technology? Explain your response.
  3. In your opinion, what measures can the government take to control of artificial intelligence?
  4. How much do you understand/know about artificial intelligence (AI)?

Mindfulness at Work

B2 – Upper Intermediate

Mindfulness at work involves bringing its practice into the professional setting to enhance focus, reduce stress, and improve overall well-being. It encourages present-moment awareness, stress reduction techniques, and better emotional regulation, ultimately fostering a positive work culture and improving individual and organizational performance.

Watch the video about some tips on how to practice mindfulness at work.

Vocabulary Questions:

  1. What does the word “disarm” mean in the sentence, “It’s going to disarm some issues that may be popping up because people know that you’re taking the time to figure out what they’re saying”? Think of a synonym and use this word in your own words.
  2. What does the expression “on the right note” mean in the phrase, “to get you started off on the right note? Use it in a sentence.
  3. What does the expression “run high with something” mean in the sentence, “It takes any stress levels that you have which you’re usually running pretty high with and allows you to bring it down.” Use the expression in your own sentence.

Discussion Questions:

  1. How do you incorporate mindfulness into your daily work routine?
  2. How do you think mindfulness contributes to overall workplace well-being and employee satisfaction?
  3. How do you handle distractions or stressors at work while trying to maintain a mindful mindset?
  4. What advice would you give to someone who wants to start practicing mindfulness at work but doesn’t know where to begin?
  5. Share any mindfulness techniques or practices that have helped you stay focused and productive at work.

What Is Fintech? 

B2 – Upper Intermediate

In the past few years, the blending of money matters with technology has created a new and exciting field called fintech.

Fintech is changing how we do banking and manage money by using new technologies to come up with fresh ideas and challenge old ways of doing things in banks and other financial institutions. It’s brought us things like banking apps on our phones, places to trade digital money, ways to lend money directly to others online, and automated investment advice. Fintech is making financial services easier to use and available to more people, both individuals and businesses, than ever before.

Watch the video to learn more and be able to answer the questions below.

Vocabulary Questions:

  1. What does “disrupt” mean in this context, “Here at a major fintech conference in Amsterdam, hundreds of companies are trying to disrupt the banking and finance industries by changing the way we pay and borrow money.” Make a sentence using the word.
  2. What does the expression, “to go big on something” mean? “Some of the world’s biggest companies from Apple to Alibaba are going big on it, too.” Use the expression in a sentence.
  3. What does ” to default on a loan” mean? “Compared to traditional banks, these services might not be required to set aside as much money in case customers default on their loans.” Use the phrase in a sentence.

Discussion Questions:

  1. How has fintech changed the way we interact with and manage our finances on a day-to-day basis?
  2. What do you think are the most significant benefits of fintech for consumers and businesses?
  3. Do you believe that traditional financial institutions will be able to keep up with the pace of innovation brought by fintech companies? Share some insights.
  4. In your opinion, what are the potential risks or drawbacks associated with relying heavily on fintech for managing personal or business finances?
  5. Do you think fintech has the potential to bridge the gap in financial inclusion and provide services to underserved populations? Why or why not?

Financial Literacy Education

B2 – Upper Intermediate

Financial literacy is defined by Investopedia as the ability to understand and use various financial skills, including personal financial management, budgeting, and investing. This form of literacy is not highlighted in many societies around the globe, or maybe because of its diminished importance, many of us are not as concerned about it.

We frequently hear people lamenting the lack of financial education they receive, or more precisely, the lack of instruction or exposure to budgeting techniques, which they believe has contributed to the financial instability that the majority of Americans currently experience—or perhaps that of the global populace as a whole.

To find out more about why financial literacy instruction in the US is so bad, watch the video.

Vocabulary Questions:

  1. What is the meaning of “driving force“? “And that lack of literacy is one driving force behind the financial instability a lot of American face.”Give two (2) synonyms or similar expressions and use ‘driving force’ in your own sentence.
  2. Do you know what “to take a crack at something” means? “Your history teacher might have taken a crack at teaching you about credit card debt.” Construct your own sentence using this phrase.
  3. What is the meaning of “trickle up”?“Financial education has a trickle up effect on students’ families and even the classes’ teachers.” Use it in your own sentence.

Discussion Questions:

  1. What is financial literacy and how important is it in the society?
  2. Should financial literacy be taught at schools? Share your thoughts.
  3. Do you believe that having financial literacy would make people’s lives better? Elaborate on your response.
  4. What is a suitable age to start learning financial management? And why?