US Health Insurance Company Wants Too Much Money

B1 – Intermediate 

UnitedHealth is under investigation by the US Department of Justice (DOJ) for their billing practices for extra payments for Medicare Advantage plans.

Listen to this audio and read the transcript about an investigation on UnitedHealth’s Medicare billing practices.

https://www.newsinlevels.com/products/us-health-insurance-company-wants-too-much-money-level-3

Vocabulary Questions:

  1. What does “billing” mean? “According to the Wall Street Journal, the US Department of Justice (DOJ) is investigating UnitedHealth’s Medicare billing practices.” Use this word in a sentence.
  2. What does “wrongdoing” mean? “UnitedHealth claims it is unaware of the investigation and denies wrongdoing.” Use this word in a sentence.
  3. What does “buyout” mean? “Meanwhile, the company is also offering buyouts to employees in its benefits unit.” Use this word in a sentence.

Discussion Questions:

  1. Share your thoughts on UnitedHealth’s billing practices.
  2. How is this investigation affecting UnitedHealth?
  3. If you are an investor in this company are you also going to sell your shares? Why or why not?

Why Is Handwriting Important?

B1 – Intermediate 

In the digital world where most people almost never have to write by hand anymore, a study looks at the benefits of handwriting for the development of young children.

Listen to this audio and read the transcript about the importance of handwriting on little kids’ development.

https://www.newsinlevels.com/products/why-is-handwriting-important-level-3

Vocabulary Questions:

  1. What does “underestimate” mean? “In today’s digital era where screens and keyboards dominate, we often underestimate the importance of handwriting.” Give two (2) synonyms or similar expressions and use ’underestimate’ in your own sentence.
  2. What does “to play a role in something” mean? “Experts say that handwriting plays a key role in cognitive development, memory retention, and academic performance.” Use this idiom in a sentence.
  3. What does “legible” mean? “Moreover, legible handwriting can lead to better grades, regardless of the content.” Give a synonym and use ’legible’ in your own sentence.

Discussion Questions:

  1. In your own opinion, why is handwriting important?
  2. Do you think writing by hand is still important in the modern times? Share your opinion.
  3. Do you agree or disagree: “Writing using pencil and paper versus typing on a phone could be advantageous.”? Explain.
  4. What are your thoughts on this, “Legible handwriting can lead to better grades.”?
  5. How has your handwriting changed over time?

Fake Videos about Santorini Volcanic Eruption

B1 – Intermediate 

Santorini in Greece is one of the most popular holiday destinations in the world. 

Some fake videos has become viral on social media showing a volcanic eruption. But they were later on identified as AI-made.

In another video, it shows an island with what appears to be smoke. This one was not actually AI-made, but it is actually from an eruption in New Zealand in 2019. They only put the wrong caption for it.

Some believe Turkey is responsible for this misinformation so the fake news could negatively affect the tourism in Santorini.

Listen to this audio and read the transcript about Santorini being targeted by fake viral videos on social media.

https://www.newsinlevels.com/products/fake-videos-about-santorini-eruption-level-3

Vocabulary Questions:

  1. What does “mislead” mean? “They have gained thousands of views on TikTok and X, misleading many people.” Give two (2) synonyms or similar expressions and use ’mislead’ in your own sentence.
  2. What does “distort” mean? “Another video of people running in fear has distorted figures, proving it was AI-made.” Give two (2) synonyms or similar expressions and use ’distort’ in your own sentence.
  3. What does “in place” mean? “A state of emergency is in place until March, and thousands have left the island.” Use this phrase in a sentence and give 2 synonyms.

Discussion Questions:

  1. What is your reaction to this news?
  2. How could these fake videos and misinformation affect Santorini, especially their tourism?
  3. What is your opinion about this, “Rumors claim Turkey is behind the misinformation. Allegedly Turkey wants to hurt Santorini’s tourism, but there is no evidence.”?
  4. How serious is the problem with misinformation? Talk about it.
  5. Give other examples of misinformation on social media or the internet that have affected any city in your country or your country itself. And how was that situation handled by the government?
  6. How can we protect ourselves from misinformation?

Trump and Europe’s Wind Energy

B1 – Intermediate 

One of the first things US President Donald Trump is doing is to temporarily stop new offshore wind projects. These new wind energy policies affect some of Europe’s most important green energy companies.

Listen to this audio and read the transcript about President Donald Trump’s decision to stop new US offshore wind leasing projects.

https://www.newsinlevels.com/products/trump-and-europes-wind-energy-level-2

Vocabulary Questions:

  1. What does “offshore” mean? “The company took a 1.69 billion dollar loss on US projects, including Sunrise Wind, which was meant to be the largest US offshore wind farm.” Give two (2) synonyms or similar expressions and use ‘offshore’ in your own sentence.
  2. What does the phrase “to be/get hit hard” mean? “Denmark’s Orsted got hit hardest, as its shares fell by 17%.” Use this idiom in a sentence.
  3. What is a “wind farm”? “The company took a 1.69 billion dollar loss on US projects, including Sunrise Wind, which was meant to be the largest US offshore wind farm.” Use this phrase in a sentence.

Discussion Questions:

  1. Share your thoughts on this news.
  2. What are the good and bad things about wind turbines and wind energy?
  3. Mr. Trump believes wind turbines are ugly, too expensive, and harmful to animals. What is your opinion on his views about wind energy?
  4. How does US President Trump’s new policies affect the European wind power companies?
  5. What can these companies do to move forward from this problem/situation?

Saving Water in the Driest Place on Earth

B2 – Upper Intermediate 

Living in the driest place on Earth can be a real challenge for people who reside there. It is especially a serious problem in agriculture. Farmers rely on steady irrigation to water their crops.

Yuma, an area on the border of California and Mexico and famous for date farming, is one of the hottest places on the planet. It has been suffering the worst drought in more than five centuries.

Ole Sivertsen and his company Desert Control have come up with a solution. They have invented a liquid that converts sandy desert soil into a sponge that retains water and nutrients.

Listen to this audio and read the transcript about liquid clay that helps farmers grow fruit and vegetables in the desert.

https://www.bbc.co.uk/learningenglish/english/features/6-minute-english_2024/ep-240919

Vocabulary Questions:

  1. What does “kick-start” mean? “Ole makes a liquid by mixing clay and water which changes the soil composition and kick-starts the growth of his trees – the liquid makes the trees start growing more quickly.” Give two (2) synonyms or similar expressions and use ‘kick-start’ in your own sentence. 
  2. What does the idiom “down the line” mean? “Ole’s liquid clay involves manipulating soil – using and controlling it skillfully to achieve some result. Myra worries that when people do this, they could create problems down the line.Give two (2) synonyms or similar expressions and use ‘down the line’ in your own sentence.
  3. What does “cling” mean? “But clay soil is made up of much smaller particles that cling together and naturally stop water from escaping.” Give two (2) synonyms or similar expressions and use ‘cling’ in your own sentence.

Discussion Questions:

  1. What can you say about the liquid clay? Cite its advantages and disadvantages.
  2. What could be some problems associated with liquid clay down the line? 
  3. Is drought also a problem in your country? What are some initiatives to fight against water shortage? Talk about it.
  4. Share your thoughts/reaction to this, “But globally, over two billion people, around a quarter of the world’s population, live in water stressed countries, where access to water for drinking, cooking, and washing is not guaranteed.”.
  5. What might be some other problems farmers need to deal with in your country? How are they being addressed?
  6. What are the potential impacts of drought in agriculture?

Tech that Refuses to Die

B2 – Upper Intermediate 

Technology is constantly changing. That is perhaps the most exciting thing about it. However, do you notice how there are some old pieces of technology that we keep using up to now? 

Listen to this audio and read the transcript about some old technology that refuse to be obsolete.

https://www.bbc.co.uk/learningenglish/english/features/6-minute-english_2024/ep-241017

Vocabulary Questions:

  1. What does “wind up” mean? “Conditions on Venus mean that ordinary electronics simply won’t work. That’s why Jonathan built a clockwork rover, a machine with springs and wheels inside which works when it’s wound up with a key.” Use this phrase in a sentence.
  2. What does “clockwork” mean? “Conditions on Venus mean that ordinary electronics simply won’t work. That’s why Jonathan built a clockwork rover, a machine with springs and wheels inside which works when it’s wound up with a key.” Use this word in a sentence.
  3. What does “if it ain’t broke, don’t fix it” mean, “Yes, it seems that some old technology just refuses to die – maybe because people still love it, or maybe because of the old English proverb, if it ain’t broke, don’t fix it.”? Use this expression in a sentence.

Discussion Questions:

  1. What are some reasons for not updating technology in some cases?
  2. Do you think the old English proverb, “If it ain’t broke, don’t fix it.” applies to technology? Explain your thoughts on this.
  3. What old tech that you see are still being used in your city? How about in your company?
  4. What technology you never want to be obsolete? Why?
  5. Which obsolete piece of technology do you wish we still use until now? Why?

Trusting Ancestry DNA Kits

B2 – Upper Intermediate 

Many have been very curious about their ancestry. So they turn to DNA ancestry kits to trace the origins of their family.

The question is just how accurate is DNA ancestry tracing.

Listen to this audio and read the transcript on whether or not we can trust DNA ancestry kits.

https://www.bbc.co.uk/learningenglish/english/features/6-minute-english_2024/ep-241205

Vocabulary Questions:

  1. What does “to take (it) with a pinch of salt” mean? “Not so long ago I sent off a home DNA testing kit and the results that came back were broadly in line with expectations, but it had some little glitches in there which made me think, is this accurate? Or is it to be taken with a pinch of salt?” Use this idiom in a sentence.
  2. What does “forebears” mean? “So ‘ancestry’ is really about people, it’s about your actual forebears.” Use this word in a sentence.
  3. What does “to blow one’s mind” mean here, “The second company’s DNA test blows Greg’s mind. There’s no evidence of his ancestors being English at all!”? Use this expression in a sentence.

Discussion Questions:

  1. Should DNA ancestry kits be taken with a pinch of salt? Share your insights.
  2. Is tracing our genealogy important? Why or why not?
  3. Would you be interested to research about your roots? Why or why not?
  4. Share the most interesting thing you know of about any of your forebears.

Global Growth Is Expected to Remain Stable Yet Underwhelming

B2 – Upper Intermediate

The IMF’s recent World Economic Outlook indicates that while global growth remains steady, it is underperforming compared to pre-pandemic levels. Key risks include geopolitical tensions, volatility in financial markets, and potential challenges in China’s property sector. These issues are prompting economists to push for structural reforms and a “policy pivot”.

Listen to the audio and/or read the transcript to know how this policy pivot can sustain economic recovery through targeted fiscal and monetary adjustments.

https://www.imf.org/en/Publications/WEO/Issues/2024/10/22/world-economic-outlook-october-2024

Vocabulary Questions:

  1. Explain “sectoral dynamics”. “As global disinflation continues, services price inflation remains elevated in many regions, pointing to the importance of understanding sectoral dynamics and of calibrating monetary policy accordingly.” Use it in a sentence.
  2. Define “cyclical imbalance“. “With cyclical imbalances in the global economy waning, near-term policy priorities should be carefully calibrated to ensure a smooth landing.” Use it in a sentence.
  3. What does “bolster” mean? “These have been compensated for by upgrades to the forecast for emerging Asia, where surging demand for semiconductors and electronics, driven by significant investments in artificial intelligence, has bolstered growth, a trend supported by substantial public investment in China and India.” Give two (2) synonyms or similar expressions and use ‘bolster’ in your own sentence.

Discussion Questions:

  1. What are some potential impacts on consumers if financial market volatility increases?
  2. Why do you think a policy pivot is important for maintaining economic stability right now?
  3. How might challenges in China’s property market influence other economies around the world?
  4. How do you think rising geopolitical tensions affect the global economy and international trade?
  5. Do you agree or disagree with this, “Support for the most vulnerable should be maintained.” Share your thoughts.

Stress Isn’t All Bad

B2 – Upper Intermediate

Stress is often seen as something to avoid, but it can serve a useful purpose in certain situations. Rather than simply being harmful, stress can enhance focus and performance when faced with challenges like interviews or presentations. By understanding how stress can work to our advantage, we can begin to view it as a tool for success, rather than just a source of anxiety.

Listen to the audio and read the transcript to learn how to turn stress into a tool for better performance.

https://www.npr.org/sections/shots-health-news/2024/10/18/nx-s1-5115911/stress-manage-anxiety-health-help

Vocabulary Questions:

  1. What does “free pass” mean? “No one gets a free pass when it comes to stress.” Make a sentence with this phrase.
  2. What does “butterflies in the stomach” mean? “Ever felt clammy palms or butterflies in your stomach? In the moments before you walk into a job interview, ask someone out on a date, or step up to a podium to speak to a crowd, your stress response can kick in and create these physical sensations.” Use this phrase in a sentence.
  3. Explain the “fight-or-flight response”. “Humans have long faced threats from predators, and our fight-or-flight response evolved to help us survive these dangers.” Create a sentence with this term.

Discussion Questions:

  1. What are your thoughts on the article? Do you agree or disagree with the points made? Why?
  2. Share your thoughts on this, “Your stress response can be your body’s way of preparing to rise to a challenge.“.
  3. How do you think stress affects your performance in challenging situations?
  4. Can you share a personal experience where stress helped you succeed?
  5. What strategies do you use to manage stress when faced with pressure?

US Approves Weight-loss Drug to Reduce Heart Disease Risk

B2 – Upper Intermediate 

Wegovy, a drug for weight loss, was approved by the US Food and Drug Agency (FDA) in 2021. They believe it could help lower the risk of death caused by stroke or heart attack in adults who suffer from cardiovascular disease or obesity.

Listen to the audio and read the transcript about the FDA approval of Wegovy in the US.

https://learningenglish.voanews.com/a/us-approves-weight-loss-drug-to-reduce-heart-disease-risk/7532146.html

Vocabulary Questions:

  1. What does “vanity drug” mean? “The hope is that insurers will start understanding that this is not a vanity drug.” Give a synonym and use this phrase in a sentence.
  2. What does “to cover a drug” mean? “Recent estimates say nearly $3 billion was spent in 2021 covering Ozempic to treat diabetes.” Use this phrase in a sentence.
  3. What does “to open the door” mean here, “She said the change “… will open the door to allow more people on Medicare to gain access to Wegovy.””? Use this word in a sentence.

Discussion Questions:

  1. What are your thoughts on the drug Wegovy? Knowing the side effects and possible effects on some organs of this drug, do you think it is worth taking it or using it for treatments of patients? Explain your opinion.
  2. Share your insights on this, “The new class of obesity medications are useful for improving health, not just losing weight.
  3. Should obesity-related health issues receive expanded coverage and federal health coverage programs such as Medicare pay for the obesity drug? Share your opinion.
  4. What is your opinion on this, “The FDA’s decision will change the way many heart patients are treated.”? How so, do you think?
  5. Share your thoughts on heart specialist Gulati’s statement, “Everybody (is) waiting to get this medication,” she said. “Lower the cost, do (not) be greedy and make sure the drug is available for use.”